If you are an ordinary California renter, owning basic household goods and possessions, jewelry worth $3,000, a car with $5,000 in equity, a 401k worth $50,000, and $10,000 of good old cash in the bank – ALL WOULD BE EXEMPT.

The important thing is to consult with a Bay Area bankruptcy attorney to:

1. Minimize the amount you have to pay to creditors.

2. Maximize the property you get to keep.

There is much false information floating around about bankruptcy. If you live in the greater Bay Area and want to understand your bankruptcy options, then call Marty K. Courson, a San Francisco bankruptcy lawyer at 415-433-3100.

The initial consultation for prospective bankruptcy clients is always FREE.

Click here for More About Bankruptcy.

Courson Law Group

Scams to Avoid

Many people do extraordinary things to pay their creditors. They take second jobs, cut their food, clothing and other health and welfare expenses to the bare bones. Many of the things they do often just put off their bad credit longer at the expense of family tranquility and happiness. These same people, well-meaning all, often fall victim to various scams. Two of the most insidious that I see are the 1) myriad foreclosure prevention scams that are reaching a feverish pitch now that so many properties are at risk; and 2) debt settlement and debt negotiation scams.

Click here to read more on Foreclosure Scams.

Click here to read more about Debt Settlement and Debt Negotiation.