For example:  If you are an ordinary California renter, owning basic household goods and possessions, jewelry worth $3,000, a car with $5,000 in equity, a 401k worth $150,000, and $15,000 of good old cash in the bank – ALL WOULD BE EXEMPT! 

The important thing is to consult with a bankruptcy attorney to:

1. Minimize the amount you have to pay to creditors.

2. Maximize the property you get to keep.


There is much false information floating around about bankruptcy. If you live in the greater San Francisco Bay Area and want to understand your bankruptcy options, then call Marty K. Courson at 415-433-3100.

The initial consultation for prospective bankruptcy clients is always FREE.

Click here for More About Bankruptcy.

Courson Law Group

How much does a bankruptcy cost?

The attorneys fees charged in a bankruptcy fluctuate depending on the complexity of the particular case. For instance, if you own real estate or have garnishments, the costs may be higher. Each situation is different. Sometimes discounts are applied for persons on fixed incomes or have other extenuating circumstances. The best thing to do is to merely schedule a free consultation to discuss specifics.

The court imposes a standard fee for filing a bankruptcy. Court costs are $299 fee for a Chapter 7 and $274 for a Chapter 13.

In addition to attorneys fees and court costs, you may incur costs for a credit report, a request to the IRS for transcripts of the last filed tax return (if you don't have copies) and paying for the congressionally mandated credit briefing session and debtor financial education course.

To set up a consultation to discuss your situation and to obtain a specific quote, call Marty K. Courson, Attorney at Law at 415-433-3100.